You get into a car accident when another driver merges into your lane without seeing you and without using their blinker. The sudden impact knocks you into oncoming traffic, where your car gets hit by a pickup truck.
If you're thinking about where most car accidents happen, what comes to mind first? Do you think about the interstate with its higher speeds? Do you think about the roads in the city during rush hour traffic? Do you think about country roads where people speed more often and see the police less often?